CapitalOS

Category-defining platforms build with CapitalOS

From startups writing their first line of code to public companies, platforms partner with CapitalOS to launch best-in-class financial products.

Built for you, and the businesses you serve

99%

of credit decisions delivered in under 20 seconds. The Underwriting Agent approves Adaptive's businesses in real time, with no manual review.

Adaptive
8 hrs/week

Saved per business owner. Beam's contractors skip manual receipt tracking and expense reconciliation entirely.

Beam
5 days

From contract to first live customer. Hint Health launched embedded spend management for care teams in under a week.

Hint Health
3 minutes

Average time for a business to activate cards, bill pay, and wallets. End customers go live in minutes across every platform on CapitalOS.

Everyone
98%

Approval rate. RollCredits' creators get capital that legacy underwriting models would have turned away.

RollCredits
3-10x

Larger credit limits. CapitalOS underwrites on Workiz's real business performance, not stale credit scores.

Workiz
40 hrs/month

Saved on reconciliation. Every Guesty transaction is auto-coded, matched, and synced — no monthly close grind.

Guesty
3%

Reduction in spend lost to misuse and fraud. The Risk & Fraud Agent catches issues on Givefront before they hit the budget.

Givefront

What product leaders say about CapitalOS

Adam Eagle, CEO at Beam
Beam
Our contractors are saving 5–8 hours every week on expense tracking alone. That's time they can spend on the job site instead of chasing down receipts.
Read case study
Adam EagleCEO

The financial backbone of
leading platforms

Guesty
Adaptive
Beam
Givefront
Buildium
Dentira
Gaviti
Hint Health
Workiz
Moovs
Lili
Jobox
OPAL
Restoke
RollCredits
IronLedger